Machinery Insurance covers Plant and Machinery successfully tested and commissioned for normal production against all sudden and unforeseen breakdown.

Coverage
Loss or damage covered under machinery insurance due to the following causes:

• Faulty design
• Faults at workshop or in erection
• Defects in casting and material and manufacturing
• Faulty operation, lack of skill, negligence, malicious acts
• Tearing apart on account of centrifugal force
• Physical explosion, flue gas explosion in boilers
• Electrical causes such as short circuit
• Shortage of water in boilers
• Storm, frost, drifting ice