Terrorism insurance provides coverage to property and assets against physical loss or damage by an Act of Terrorism.

The risk of Terrorism is covered in conjunction with Fire policy and act of Terrorism means an act, including the use of force or violence, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organization(s), committed for political, religious or ideological purposes including the intention to influence any Government and/or to put the public in fear for such purpose.